The IHG One Rewards Premier Credit Card is one of those cards that’s totally worth keeping long-term. For just a $99 annual fee, the perks you get easily make up for the cost. Each year, you’ll get a Free Night certificate worth up to 40,000 points—and the best part is, you can top it off with your own points to book even nicer stays. It’s a solid way to lock in a free hotel night every year, which is why I keep this one in my wallet.
60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.
Current Bonus
Earn 165,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening